Best Mobile Banking App in India 2023 – Top 10
Best Mobile Banking App in India 2023 – Top 10 – In this article, we are going to talk about Best Mobile Banking App in India 2023 – Top 10. So be with us and read the full article.
Best Mobile Banking App in India 2023 – Top 10
| S.No | App Name |
| 1. | ICICI iMobile App |
| 2. | HDFC Mobile Banking App |
| 3. | State Bank of India YONO App |
| 4. | HDFC PayZapp |
| 5. | BOB M-Connect Plus App |
| 6. | Axis Mobile App |
| 7. | Kotak-811 & Mobile Banking App |
| 8. | IDBI Go Mobile+ App |
| 9. | CANDI – Mobile Banking App |
| 10. | PNB ONE Mobile Banking App |
ICICI iMobile App
It provides a comprehensive and secure Platform for users with over 250 financial as well as non-financial services. ICICI iMobile app is available on both Android and iOS. As compared to other mobile banking apps it has the highest rating app on Google Playstore. It provides Easy bill payment and recharge, Quick fund transfers with NEFT/RTGS/IMPS, It provides Instant personal loans.
How to Activate the iMobile App?
- Go to Google Playstore/Apple App Store on your Smartphone.
- Type iMobile in the Search bar.
- Download ICICI Bank iMobile App.
- Open the iMobile app and verify your mobile number.
- Set a 4 Digit Login Pin.
- Complete one Time grid card authentication using the debit card linked with the account.
HDFC Mobile Banking App
HDFC offers an easy, secure, and convenient platform for over 120+ banking transactions from anywhere and anytime. You can also recharge your mobile, make DTH payments, and many more. It also has Quick and Secure Login, Pays all your utility bills, Automatic bill payment for recurring payments, and also can manage your demat account and start investing.
How to Activate the HDFC MobileBanking App?
- Download the HDFC Netbanking app from the Google play store/ Apple App Store.
- Open the app and enter the username and IPIN Provided by the bank ( also used for internet banking )
- Set up quick access PIN by entering the customer ID and OTP received on the registered mobile Number
State Bank of India YONO App
This fulfills all the banking, insurance, investment, and daily shopping requirements of its users. With this app, you can bank, shop, travel, pay bills, recharge, invest, etc very conveniently. There is the availability of exclusive discounts and offers for SBI customers. It also has Quick fund transfers with UPI-enabled payments.
How to Activate the SBI YONO App?
- SBI account holders can use their internet banking credentials to register and log in to the YONO app.
- In case you do not have internet banking credentials, you can generate a temporary internet banking password using your debit card.
- Register using your password and start using the app.
- At the time of registration, set a 6-digit MPIN for YONO App.
HDFC PayZapp
HDFC PayZapp is a payment application in which one can send money, pay for shopping in a click, transfer funds, make bill payments, etc. Using this payment app by HDFC, you can shop on your mobile at partner apps, buy movies tickets and book flight tickets and hotels and get great discounts at Smartbuy. It also provides Add/Send funds.
How to activate the HDFC PayZapp?
- Download PayZapp App from Google Play Store/ Apple App Store.
- Register with your mobile number registered at HDFC Bank.
- Verify using the authentication code sent to your mobile number.
- Create a 4-12 digit Security code.
- Link your debit and Credit card by scanning the embossed card.
BOB M-Connect Plus App
This App by Bank of Baroda is a feature-loaded mobile banking app where users can access a wide range of banking products from balance inquiry to cardless cash withdrawals. It has an easy and very Simple to use interface and activation process. It also provides Mobile / DTH recharges Utility bill payments.
How to Activate Bank of Baroda M-Connect Plus?
- Download the app from the Google Play store or Apple App Store.
- Self-Registration using the debit card details.
- Using BOB internet banking credentials.
- Using BOB ATM.
- Submitting application form at the branch.
- After registering, you will receive a 4-digit MPIN via SMS.
- Verify using the OTP sent to your registered mobile number.
- Change MPIN after logging in to the app for the first time.
Axis Mobile App
Axis Mobile App is a safe and secure mobile banking Platform that offers more than 100 services to its users for almost all banking requirements. It also has easy access to all your Axis Bank accounts, a Scan and Pay option, and a One-stop-shop for retail and business loans.
How to Activate the Axis Mobile App?
- Download Axis Mobile App from the Google Play Store or Apple App Store.
- Register using your internet banking credentials or Debit Card Credentials.
- Enter the 8-digit activation code received in the registered mobile number.
- Set a 6-digit mPIN which is required every time to log in to Axis Mobile.
Kotak-811 & Mobile Banking App
Using this app, Kotak account holders can open a new zero balance 811 savings account in just 5 minutes. The app also provides almost all banking services including transfers and payments, account balance checks, bill payments and recharges, investments, credit card issuance, and many more.
How to Activate the Kotak-811 App?
- Download the app from the Google Play store or Apple App Store.
- Register using your Customer Relationship Number ( CRN ), debit/credit card PIN, or Internet banking password.
- Start the One-time activation process by entering the OTP received on your registered mobile number.
- Set a 6-digit MPIN and Login to use the application.
IDBI Go Mobile+ App
IDBI Go Mobile+ App enhances the customer’s banking experience with a simple, customizable interface providing a wide range of features and services. Mobile banking allows users to access several banking services anytime and anywhere. You can also view your account balance, details, mini statement, and account statement, also Access Demat holdings and transaction details.
How to Activate IDBI Go Mobile+ App?
- Download the app from the Google Play store or Apple App Store.
- Register using one of the given options:
- Net Banking Credentials.
- ATM Channel.
- Send MBREG<space><Customer ID> to 9560853000.
- Submit the Channel Registration form at the nearest IDBI Bank Branch.
- After Registration starts the one-time activation process
- Login and start using the mobile number.
CANDI – Mobile Banking App
CANDI is a mobile banking app that provides customers with financial services such as banking transactions, payments, and other money management services via their mobile devices. It likely includes features such as account management, money transfer, bill payment, and access to financial products and services.
How to Activate the CANDI App?
- Download the app from the Google Play store or Apple App Store.
- Register.
- Submit the Channel Registration form at the nearest IDBI Bank Branch.
- After Registration starts one-time Activation
- Login and start using the mobile app.
PNB ONE Mobile Banking App
PNB ONE is a mobile banking application offered by Punjab National Bank (PNB), a leading Indian public sector bank. The app provides customers with access to various banking services and transactions, such as checking account balances, viewing transaction history, making bill payments, transferring funds, and more. The app is available for both Android and iOS platforms and can be downloaded from the respective app stores.
How to Activate the PNB ONE Mobile Banking App?
- Download the app from the Google Play store or Apple App Store.
- Enter the Account Number and Choose an option for registration, either Mobile Banking or Both according to your choice.
- Enter the OTP received on your registered mobile Number.
- Enter your linked card number and PIN.
- Set login and transaction password.
- After this, you will receive a success message along with the user ID for logging in.
- Click on “Sign In” and you can start using the app.
Which online account is best?
The best online bank account is subjective and depends on an individual’s financial needs and preferences. Some factors to consider when choosing an online bank account include:
Interest rate: How much interest will you earn on your deposits?
Fees: Does the account have any monthly maintenance fees or minimum balance requirements?
Accessibility: Is the account accessible through a mobile app or online platform, and is it user-friendly?
Can I trust online banks?
Online banks are regulated by the same federal agencies as traditional brick-and-mortar banks, so they can be considered just as safe for depositing money. Most online banks have robust security measures in place, such as encryption and multi-factor authentication, to protect customers’ personal and financial information. Additionally, online bank deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to the legal limit, just like traditional banks. However, it’s always a good idea to research a particular online bank and read reviews from customers and experts before opening an account.
What are the 2 disadvantages of online banks?
Limited physical access: One major disadvantage of online banks is that they don’t have physical branches, so customers may have difficulty accessing their accounts or receiving in-person customer support.
Security concerns: Another disadvantage is that online banks may be more vulnerable to cyber-attacks and hacking compared to traditional banks with physical branches, which can result in the loss of funds or personal information.
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